Welcome to WhentoFileBankruptcy.ca
Canada's Place to Get Answers About Bankruptcy
Who We Are
- We started WhentoFileBankruptcy.ca because we were frustrated by the amount of misinformation on the internet about bankruptcy.
- From the people we have helped, we understand you can be feeling lonely, confused, and afraid.
- We are here to tell you it's not that bad, and you are not alone.
- Our team provide you the facts about your financial situation. If we think you need to file bankruptcy we tell you.
- You can call also call us right now at 778-402-1105. We offer a free phone consultation where one of our counsellors is standing by to talk. There is no obligation, or pressure.
Make Your Biggest Financial Transformation Today!
We are glad you landed on our page.
Are you fed up with the inconvenient, embarrassing, dreaded phone calls from collection agencies and creditors? If so, you are not alone.
This is a situation many people endure and one that nobody enjoys going through.
They phone you at a very bad time, every time, trying to get something from you; money.
Obviously, if you had the money you would have not gotten behind to begin with, and you apparently do not have the money to pay them now, so why won’t they stop calling?
We understand your predicament.
The truth financial burdens are something that many men and women endure at some point if they have gotten behind on their bills. The reasons for being late could consist of many different situations, such as falling ill, taking a pay-cut or losing your job, divorce, and so on.
You could have not predicted these events so it is easier to see how such circumstances could arise. Life happens.
Luckily, you have found When To File Bankruptcy and we can help.
WHO ARE WE
We are accredited financial planners, and qualified credit counsellors who work for you.
Imagine, no longer having to worry about unexpected, embarrassing collection calls again. Or to see your debts stop mounting continuously; we can help you.
We are here to give you the real solutions to your situation. First we seek to understand then we Educate, by giving you the best information you need to make a decision to get out of debt.
Our method?....Simply utilizing the law! Yes we are able to provide superior debt settlement solutions that have already proven successful for many families just like yours.
Many who find themselves in this situation will likely consider filing bankruptcy, which may or may not be successful, and do not realize how detrimental this can be to their credit scores presently and for many future years (6-10 years).
We are unique in that we provide real, effective solutions for debt relief so you can relax knowing there will be no more unwanted, harassing calls. If you qualify for our program we will represent you whether it be with a Licensed Insolvency Trustee or in a debt management plan, or just to help you with a consolidation loan. We can help you settle your debt at a lower cost with a very reasonable monthly payment; likely much less than your existing payments, if you have any.
There are many debt settlement programs that have likely attempted to get your attention, but we understand how debt negotiation and settlement work and this is our company’s primary focus. We are here to help you end the struggle of facing unreasonable payments for creditors. Your specific, individual financial situation will determine which solution is best for you.
Our professionals (not consumer advocates, paralegals, credit repair or therapists) identify with the BC law which means your legal rights are our priority so that are to your advantage.
Do you know what creditors can do legally and what should be reported? They could already be breaking the law and you are not aware unless you are familiar with the laws.
We take it upon ourselves to fight for our customer’s rights in order to get their financial situations back under control and take care of their debts. Many Canadian families have deemed us the ideal financial solution for debt relief.
It is hard to plan for your financial future if your current circumstances hinder you from doing so. Your future financial state is very important and we take our task seriously in helping you to end your debts and for a lower cost.
When faced with oppressive credit card debt all you really want is relief and freedom from the anxiety of having all of this weight of debt on your shoulders. This is unnecessary stress that can be eliminated with our team working on your behalf.
Our debt settlement programs are designed to finally give you the break and lift the burden of mountains of debt so you can focus on the future.
You want debt relief now, not tomorrow, or eventually. You want the harassing or unpleasant collection calls to stop, you want to preserve what credit you have and things to come in the future. Well we are here to help you achieve just that.
We are not like other debt settlement companies that often believe bankruptcy is the only option for many people facing unbearable debt situations. We do not believe this and have several options available to you. Let us help you get the debt relief you desire and without the hassle.
Debt Forgiveness vs. Debt Consolidation Loan – Pro’s and Con’s
Contact When To File Bankruptcy today at 778-402-1105 for more information....one of our professionals will be glad to speak with you!
It is important to know that you are not alone. In fact more than 75,000 Canadians declared bankruptcy last year.
"We were struggling to make ends meet for months, and thought we had no where else to turn. By making one simple phone call we were connected to a real person who walked us through the simple process. We are now living debt free, and have a life again." Jose